Make your money work hard for you and know exactly what you’ll get. Which rate you can secure depends on a number of details, many of which are personal to you. Please refer to your mobile network tariff for any charges. The estimated balance at the end of the term based on a range of deposits would be as follows: We're here to help you. Find out the results from one of the largest global independent survey of expats. About Us; Report a problem; Follow us on. As the rate is fixed in advance, you know exactly how much interest you will earn by the end of the term. If the deposit is under £50,000, you can close the account early for a fee of 90 days' interest. There is no cancellation period with this account. Find out the results from one of the largest global independent survey of expats. We do not deduct tax from any interest paid to you. We have 3 ways for you to choose from – online, telephone or branch. HSBC UK is further reducing its variable rate mortgages. You may also want to save them for future reference. A Loyalty rate applies for 12 months from the date of each payment into your ISA. HSBC UK’s buy-to-let SVR is being cut from 4.75% to 4.60%. Deposit at least £25 a month. (1) Loan rates are higher by 0,05% in case the car insurance is not made via the HSBC … ** The Bank of England should carefully consider whether negative interest rates would have the outcomes hoped for, a senior HSBC bank executive … If you were moving abroad, what would you want to know? If you have been financially impacted by the coronavirus, please visit our coronavirus guidance page for information on how we could help. If you don't have an HSBC current account, call us to open the Flexible Saver or to make an appointment in your local branch. Interest rate and APRC: 4.99% Interest rate 5.3% APRC* Processing Fees - €40. Bear in mind that you may get back less than you invested, depending on when you make the withdrawal. Gross is the rate of interest if interest were paid and not compounded each year. Interest rates for savings and bank accounts. Gross is the rate of interest if interest were paid and not compounded each year. interest is calculated daily and credited either monthly or annually. We’ll write to you to confirm the interest rate and maturity date within 2 working days of the reinvestment. initial deposit of £2,000, £50,000 or £250,000, no change to the interest rate during the fixed term, have an HSBC current account or savings account (excluding an ISA, Regular Savings Account or Basic Bank Account) which you must maintain for the duration of the fixed term, if you are aged between 7 years and 15 years you will need your application signed by a parent or guardian, you can open a sole account via your online banking, telephone banking or in your local branch, you can open a joint account via telephone banking or in your local branch, the Fixed Rate Saver funds will be transferred from a nominated account, please ensure that funds are available. Your eligible deposits with HSBC Bank plc are protected up to the limit of your local Compensation Scheme. The money is locked away for the whole of the term. If you choose annual interest, we'll pay it on the anniversary of your account being opened. King Street branch is open Monday to Friday for all non-cash essential services. For savings accounts available to new and existing applicants: For Personal and Non-Personal clients of Barclays Bank PLC in London, Guernsey, Isle of Man and Jersey [PDF, 197KB] For Personal Clients of Barclays Bank PLC resident in Guernsey, Isle of Man and Jersey only [PDF, 196KB] For Non-Personal Clients of Barclays Bank Ireland PLC [PDF, 158KB] 4 Annual Interest Rate. AER (Annual Equivalent Rate): This is a notional rate which illustrates what the gross rate would be if interest were paid and compounded each year. Anyone eligible to open a Fixed Rate Saver may also open an account in branch on behalf of a child, providing the child is at least seven years of age. From outside the UK, Channel Islands or Isle of Man, call +44 1470 697139. Get in touch today. Lines are open 8am to 10pm every day (except Christmas Day, Boxing Day and New Year's Day). All rates are quoted per annum and are variable, unless otherwise indicated. A savings account with a preferential rate for our Premier customers. HSBC Bank International Ltd - Guernsey an international bank or building society offering offshore banking services eg offshore savings accounts for expats & seniors who want highest interest rates paid tax free. if you choose monthly interest, we'll pay interest on the monthly anniversary of your account being opened. Please only visit our branches if your need is critical and you’re unable to do what you need to using our telephone, online or mobile banking services. Find the answers and while you're at it, tell us how we could do better. HSBC Bank A.Ş. Bonus interest in any month you don't make a withdrawal. If you were moving abroad, what would you want to know? Rate cuts include lowering its standard variable rates (SVRs) by 0.15% alongside all on-sale and off-sale tracker rates reducing by 0.15%. The changes mean HSBC UK’s residential SVR will reduce from 3.69% to 3.54%. Before applying, please take the time to read the following documents. Choose a term, deposit a minimum of £2,000 into your Fixed Rate Saver and earn interest at a great fixed rate. Find out more about HSBC Online Bonus Saver, Find out more about HSBC Fixed Rate Saver, Our website doesn't support your browser so please upgrade, Get your questions answered, we're here to help, Find your nearest branch, we hope to see you soon, Get card services information and support, Careers, media, investor and corporate information, able to operate the account solely online through Online Banking. Lloyds Banking Group has appointed the head of HSBC’s high street banking division as its next chief executive. HSBC Current Account customers can book an appointment to apply in branch by calling  03456 00 61 61. Available terms are: 3 months, 6 months and 1 year. Transfer funds immediately to or from your HSBC Premier Current Account, Take out money at a branch if you need it, On your 11th birthday you'll get a MyAccount which comes with an HSBC Visa debit card. GROSS: The contractual rate of interest payable before the deduction of income tax at the rate specified by law. Set up savings for a child. We offer tiered rates of interest depending on deposit and term. If you already have an HSBC current or savings account, you can register for online banking. Our website doesn't support your browser so please upgrade. All customers are required to follow 2 meter physical distancing and wear a face covering. Personal Banking Terms and Conditions and Charges and Additional Product Terms (PDF, 7.5MB), Personal Banking Terms and Conditions and Charges and Additional Product Terms (PDF, 7.5MB) Download, Reinvest This link will open in a new window, From outside the UK, Channel Islands or Isle of Man, call +, Find a branch This link will open in a new window, Our website doesn't support your browser so please upgrade, Get your questions answered, we're here to help, Find your nearest branch, we hope to see you soon, Get card services information and support, Careers, media, investor and corporate information. Find the answers and while you're at it, tell us how we could do better. For the purpose of these calculations, it is assumed: Deposits of £50,000 or over: You can't close the product or withdraw any money until the end of your fixed rate period. Anyone eligible to open a Fixed Rate Saver may also open an account in branch on behalf of a child, providing the child is at least seven years of age. Halkett Street branch is open for cash services only. Simply log on, go to Products & Services and select Apply for a Savings account. For Guernsey, Jersey and Isle of Man residents, we offer a range of competitive mortgages to help you buy a property locally. 1 Interest rates are set on the basis of our assessment of your financial status. What mortgage interest rates are available in Guernsey? Find the highest equivalent time deposit, fixed bond and term deposit rates from Channel Islands, UK/Europe and around the world. The bank reported profits of 4.3 billion US dollars (£3.2 billion) in the half year to June 30, down from 12.4 … A range of savings accounts to meet your needs, Interest rates fixed and paid after 12 months. To open a Regular Saver account, you must have one of these HSBC current accounts: Please note, we only allow one Regular Saver per customer. Currently, mortgage interest rates available for a Guernsey mortgage are similar to those in the UK. This shows you what the gross rate would be if interest were paid and compounded each year. AER stands for Annual Equivalent Rate. All customers are required to follow 2 meter physical distancing and wear a face covering. Interest is calculated daily and credited either monthly or annually. HSBC has suffered a 65% drop in pre-tax profit in the first half of the year as Europe’s largest bank was struck by a dive in interest rates and coronavirus disruption. You’ll need to bring identification and proof of your address. US$ ( dollars ),EURO ( euros ),£ST ( LST pounds ). Simply contact your Premier Relationship Manager or call our contact centre on: You can apply for this account by visiting one of our branches. Interest rates fixed and paid monthly, annually or on maturity depending on the term. For deposits of £50,000 or more, early withdrawals in full or in part are not permitted, For balances below £50,000 early withdrawal in full is possible subject to a fee of 90 days' gross interest, Available to HSBC Current Account or savings account customers. Information correct as at 19 November 2020. The monthly subscription limit is £250. If you were moving abroad, what would you want to know? This shows you what the gross rate would be if interest were paid and compounded each year. Find out the results from one of the largest global independent survey of expats. Save up to £3,000 at a fixed rate of interest for 12 months. HSBC Expat products and services are available only in jurisdictions where and when they may be lawfully offered by us - and the material on these pages is not intended for use by persons located in or resident in jurisdictions which restrict the distribution of this material by us. The interest is paid directly into your HSBC current or savings account - the same one you used to pay in your initial deposit. Simply log on, go to Products & Services, select Fixed Rate Saver and then click ‘Reinvest’. The interest rates on Bridging Finance from HSBC vary depending on the amount you borrow, the term of the loan agreement and promotional offers HSBC have from time to time. If you have been financially impacted by the coronavirus, please visit our coronavirus guidance page for information on how we could help. No, once your account is opened the rate will remain fixed for the duration of your fixed rate period. Know how much you’ll earn right from the start. reserves the right to change the interest rates at any time without prior notice. Please only visit our branches if your need is critical and you’re unable to do what you need to using our telephone, online or mobile banking services. You can't withdraw part of the money. AER stands for Annual Equivalent Rate.This shows you what the gross rate would be if interest were paid and compounded each year. HSBC Bank plc, is registered in England and Wales number 14259. Deposits under £50,000: You can withdraw all of the money and close the product early, for a fee of 90 days interest. The interest rate on your mortgage doesn’t change for a set period of time - when this ends you switch to our Follow on Rate 1; All customers visiting our Jersey branches are required to follow physical distancing measures by keeping at least 2 metres apart and to wear a face covering (visit gov.je for information). Gross is the rate of interest if interest were paid and not compounded each year.. Once your account is open, you can manage it in branch and online. Gain a unique insight into how expat life differs across the globe. There is no cancellation period. Definitions. If we receive your instructions after your account has matured, the rate you receive, will be the rate available on the day your instruction is received by us. Fixed term of 1 year are available. Interest is charged on an incremental monthly basis. Changes in the exchange rate may increase the sterling equivalent of your debt. 3 Once a loan is taken, the rate is fixed for the duration of the loan. Please note rates are subject to change, so if you do instruct us to reinvest before maturity, the actual rate you receive will be the rate applicable on the day of maturity, not the rate applicable on the date you submitted your instruction to reinvest. Tax-free means free from UK Income Tax and Capital Gains Tax.. 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